Nowadays, knowing your bank account balance is not only an advantage but also a necessity in the quick-moving financial market. The following tutorial is for FAB (First Abu Dhabi Bank) customers, and it ensures the most intelligent, secure, and convenient ways to check your balance at any time and from any place.
What is NBAD Balance Inquiry?
An NBAD balance inquiry means you are checking your account balance, which is how much money you have in your account. According to the fact that FAB merged with First Gulf Bank (FGB) in 2017 to become FAB, some customers had NBAD accounts who continue to regard it as an “NBAD balance check” when utilizing FAB’s services. Regardless of whether you are a new or old customer at FAB, this guide has the steps that you need to follow to check your account balance easily, quickly, and safely.
Why Should You Check Your Bank Balance?
Keeping abreast of your bank balance is more than just a good habit. It is the main key to cash management. Here are some reasons that demonstrate the necessity of checking your balance frequently:
Helps You Budget
Banks play a crucial role in effective budgeting. If you are planning a big spend or simply want to know how much you have to spare, verifying your balance is a useful tool.
Avoid Overdraft Fees
Overdraft fees can pile up quickly if you accidentally spend more than the balance you have. Often, by checking your balance, you will prevent these penalties from occurring due to lack of funds.
Track Fraud or Unusual Activity
Fraud can strike at any time. Regularly checking your account balance allows you to identify unauthorized movements at an early stage, thus enabling you to take the necessary measures to protect your finances.
Plan Ahead
It is important to know your balance before making a big purchase or planning for future expenses. By checking your balance, you can prevent any surprises and be prepared for what is to come.
How to Check Your NBAD (FAB) Balance?
FAB offers you convenience, security, and flexibility. You can check your balance in a variety of ways.
1. Mobile Banking App (FAB Mobile App)
FAB app is one of the quickest and easiest ways to check your balance. It allows access to real-time updates so you do not miss any changes in your budget.
Steps:
- Download the FAB Mobile App from the App Store or Google Play.
- Launch the app and log in using your username and password. You can enable biometric login for added safety.
- After logging in, go to the “Accounts” section to see your balances.
- Touch on the account for a detailed update of your transactions.
Benefits:
24/7 Access: Check your balance whenever and wherever you want.
Instant Updates: Your balance updates in real-time.
Secure Login: Use biometric or PIN login for added security.
2. Internet Banking (FAB Online Banking)
If you would rather use a computer, FAB Online Banking is a good option that lets you know the true view of your account. You can log in from any web browser and check your balance and transaction history.
Steps:
- Open FAB Online Banking Portal.
- Log in using your username and password. If you have not registered, you can do it online.
- When you log in navigate to the “Accounts” section where you can see the balance and the latest transactions.
Tips:
Always use a secure connection when logging in.
Make sure to log out after each session to keep your account safe.
3. ATM Machines
If you are not internet-connected or prefer not to use mobile banking, another way to check your balance is at any FAB ATM. They are widespread throughout the UAE.
Steps:
- Insert your FAB card and enter your PIN.
- Select “Balance Inquiry” from the menu to check your available balance.
- Note: Some ATMs might apply additional charges for balance inquiries besides the ones charged by FAB.
4. SMS Banking
If you dislike using an app or online banking, SMS banking is another option that doesn’t require an internet connection.
Steps:
- Ensure that you are registered for FAB’s SMS banking service. You can do this at any of the branches.
- Send a text message using the proper format, and you will receive your balance.
Benefits:
- No internet is required.
- Quick and easy to use.
5. Phone Banking (Customer Support)
If you are not keen on using the internet and prefer needing a person on the other end, the phone banking service gives you that. Wanting to have a chat with a representative, customers can easily seek help with their balance inquiries from FAB.
Steps:
- Dial either 600 52 5500 (for customers in the UAE) or the number for international calls.
- You can follow the automated instructions or speak to a customer service representative.
- Lastly, ask for the account number and want details on the transaction that was made.
- It’s a useful method for those who are abroad or lack the internet.
NBAD PPC Balance Inquiry (prepaid cards)
If you have an NBAD prepaid card, like for payroll or travel, you can check your balance using the NBAD PPC balance check portal.
Steps:
- Visit the NBAD PPC balance check page.
- Enter your Card Number and PIN.
- View your balance and recent transactions.
- This is particularly helpful for employees who are traveling or need access to prepaid card information.
Security Tips for Safe Balance Inquiries
When checking your balance, it is paramount to maintain the security of your account. Here are some key safety tips to secure your information:
- Use Strong, Unique Passwords:
Select strong passwords that are not easy to guess and regularly change them for better protection. - Avoid Using Public Wi-Fi:
Public Wi-Fi can be prone to hackers. Avoid accessing your bank accounts while on public networks. - Enable Two-Factor Authentication (2FA):
Add 2FA where possible to create an additional layer of security on your accounts. - Set Up Alerts:
You can receive balance alerts through notifications. It will inform you whenever your account balance is below the decided amount or when there is a considerable amount spent. - Report Suspicious Activity Immediately:
As soon as you notice any kind of unauthorized transactions or differences, you should report to FAB immediately to protect your funds.
Common Issues and How to Fix Them?
1. Can’t Access Your Account?
Make sure that you are using the right credentials, check your internet connection, and verify whether the application or website is up and running. If everything else fails, try resetting your password.
2. SMS Not Working?
Confirm that you have registered for SMS banking and ensure your number is on point. Should you still have trouble, contact FAB support.
3. Card Not Recognized at ATM?
Verify that your card has not expired and make sure that the chip and magnetic strip are not damaged. If there are issues, you can contact FAB or try a different ATM.
Account Types and Balance-Checking Differences
Not all account types are the same. Here’s a comparison of different FAB account types and the balance inquiry options available for each:
| Account Type | Balance Check Options |
| Savings Account | App, online banking, SMS, ATM |
| Current Account | All options |
| Prepaid Card | App (if linked), PPC balance page |
| Business Account | The app, online portal, relationship manager |
Are There Any Charges for Checking NBAD Balance?
Checking your balance is generally free, but there may be fees for certain methods:
| Method | Charges |
| Mobile App | Free |
| Internet Banking | Free |
| FAB ATM | Free |
| Other ATMs | This may include a small transaction fee |
| SMS | Carrier charges may apply |
| Phone Banking | Free (standard call rates) |
FAB’s Mobile Banking – The Future of Finance
FAB’s mobile banking app offers more than just balance inquiries. It also allows you to:
- Pay bills
- Transfer money
- Apply for loans
- Set savings goals
- Get AI-generated budgeting insights
With FAB’s mobile banking not only you are checking your balance, but you are managing your whole financial life right through your smartphone.
Pro Tips to Stay on Top of Your Balance
- You can set notifications for balance thresholds to stay updated with the limit of your account.
- You can go to check the daily and weekly balance summary.
- Make it your habit to check the balance every day at the same time to stay up-to-date.
- You can also set an automatic transfer to savings or investments so you can regularly save.
Conclusion
If you know your balance, then you can easily control your finances. You can do this with mobile, online banking, and ATMs. Whatever method you find safe and secure, you can adopt that to check on the FAB balance inquiry. Checking your finances will surely help you in the financial future.
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